✏️ Editor’s Note: Realtor Associations, agents, and MLS’ have started implementing changes related to the NAR’s $418 million settlement. While home-sellers will likely save thousands in commission, compliance and litigation risks have significantly increased for sellers throughout the nation. Learn how NAR’s settlement affects home sellers.
If you are selling your home in Kentucky, the service of a Flat Fee MLS company is your best choice for maximum saving and exposure.
A Kentucky Realtor will charge you a 5%- 6% commission fee at closing. Say, your home costs around $500,000. A cool $25,000 will end up in the agent’s pocket. Whether selling a shotgun house in Louisville or a single-family home in Lexington, you can save on hefty agent commissions with Flat Fee Listing companies in the Bluegrass State.
Benefits of Flat Fee MLS Services
- Save Thousands of Dollars: Start your listing journey at just $349 and save on Realtor commission costs.
- Cancel Anytime: With a traditional Realtor, you must sign a year-long contract. You are stuck with them even if you end up despising their work ethics.
- No Hidden Costs: The traditional real estate market is stained with high hidden costs. A genuine Flat Fee platform like Houzeo will disclose all costs upfront.
- Quick Listing: A Flat Fee MLS service can get you listed in 24-48 hours. Tech-Sites like Houzeo give you 100% online services, saving precious time and energy!
As the seller, you must pay both the listing agent and the buyer’s agent commission. This is a whopping 6% of your home sale price. With Flat Fee services even a first-time seller can list their home within 48 hours, save on agent fees, and complete the listing online!
Rankings: 7 Flat Fee MLS Kentucky Listing Services
| Flat Fee MLS Service | Price | Hidden Fees | 100% Online | Offer Management | Showing Management | 5-star Reviews | Mobile App |
|---|---|---|---|---|---|---|---|
| 1. Houzeo | $229-$399 | None | ✅ | ✅ | ✅ | ✅ | ✅ |
| 2. Mink Realty | $299-$999 | $250 | ⛔ | ⛔ | ⛔ | ⛔ | ⛔ |
| 3. Flat Fee Realty | $199 | 0.1%- 0.25% | ⛔ | ⛔ | ⛔ | ⛔ | ⛔ |
| 4. List With Freedom | $149-$295 | 0.25% | ⛔ | ⛔ | ⛔ | ⛔ | ⛔ |
| 5. I Sold My House | $299-$399 | None | ⛔ | ⛔ | ⛔ | ⛔ | ⛔ |
| 6. FSBO.com | $99.95-$399.95 | None | ⛔ | ⛔ | ⛔ | ⛔ | ⛔ |
| 7. Flat Fee Group | $299-$999 | None | ⛔ | ⛔ | ⛔ | ⛔ | ⛔ |
Reviews: 7 Best Kentucky Flat Fee MLS Companies
1. Houzeo
4.9/5
(5,465 reviews)
Queen's Take
Houzeo offers the best combination of maximum savings, advanced technology, 5-star customer support, and listing exposure.
Houzeo offers 4 comprehensive Flat Fee MLS listing plans.
- Bronze – $379+: In this basic plan, you get a 6-month listing term with 24 photos. You get unlimited listing changes and open houses.
- Silver – $399+: In the silver plan, you can list 24 photos for 6 months. You also get a yard sign and unlimited listing changes.
- Gold – $379+: Gold is Houzeo’s signature MLS package with tech features like Houzeo Showings, Houzeo Offers, and DigiTransact.
- Platinum – $349+: This is the ultimate flat fee plan with a 1-year listing term and virtual full-service from a licensed broker.
👉 Houzeo Reviews: Find out why Houzeo is America’s #1 MLS listing service!
Houzeo has the best tech available for a Flat Fee MLS platform. Check out Houzeo Reviews.
- Maximum Savings: With Houzeo you save at least 3% on listing agent commission. All fees are disclosed upfront, so there are no Houzeo hidden fees.
- Advanced Tech: Houzeo’s tech is stellar. You get an intuitive seller’s dashboard, free mobile app, and 100% online paperwork.
- Maximum Exposure: Your home is listed on 100+ real estate websites like Zillow and Trulia. This ensures maximum eyeballs on your property.
- Nationwide Coverage: Houzeo covers 47 states and DC.
👉 Houzeo Customer Reviews: Houzeo is rated “Excellent” with a 4.9 out of 5-star rating by 5,000+ home sellers on Google reviews and Trustpilot.
In our research, we found no major red flags with Houzeo. Customers have consistently given positive reviews about their experience.
» Houzeo Complaints: Find out what sellers said about Houzeo.
Houzeo is rated 4.9 out of 5 stars by 5,000+ customers on Google and Trustpilot.
» Houzeo Reviews: Over 5,000 home sellers have rated Houzeo as “Excellent.”
📌 Houzeo Kentucky: In Kentucky, Houzeo’s Silver package costs $379 +$250, and the Gold package costs $379 + 0.5% at closing. The full-service Platinum package costs $349 + 1% at closing. The Bronze package is $299 for all home sellers in the Bluegrass State!
2. Mink Realty
5/5
(20+ reviews)
Queen's Take
What sets Mink Realty apart is its Managing Broker – Donna Mink. Donna Mink is an experienced Flat Fee MLS broker representing thousands of home sellers. With Mink Realty, you can list and sell properties all over Kentucky and Indiana.
Mink Realty provides 3 Flat Fee MLS packages.
- Silver Package – $299 + $250 at closing: The package is apt for selling land or a lot. It includes a listing term of 6 months with 6 photos. Your property gets listed on Zillow, Trulia, and Realtor.com.
- Gold Package – $499 + $250 at closing: It includes everything from the Silver Package + yard sign with 50 photos, Showing time scheduling system, and feedback where available.
- Platinum Package – $999 + $250 at closing: The package includes everything from the Silver and Gold packages + Realtor assistance with offers, contract review, negotiations, repair requests, etc.
Here are a few of their additional services:
- Realtor Assistance: $800
- Supra Electronic Lock Box Rental: $100
- 6-month Listing Extension: $250
- Mink Realty Yard Sign: $50
Check out the best features of Mink Realty:
- Buyer Lead Forwarding: Buyer leads are forwarded to you without agent involvement.
- Great Exposure: Mink Realty will list your home on local and national sites like Zillow, Trulia, Realtor.com, and more.
- Assistance and Support: You get email support in all the packages. However, in the Platinum package, you get both email & phone support.
- Statewide Coverage: Mink Realty covers the entire state of Kentucky.
There are no red flags with Mink Realty. Donna Mink enjoys a solid name among the broker community. However, there are several upgrades. If you opt for a basic plan, we advise you to budget for these expenses because they can add up quickly.
👉 Mink Realty Reviews: Here’s what Houzeo home sellers have to say about working with Mink Realty.
We recommend the Silver package priced at $299 which is more reasonable than the Gold and Platinum package.
3. Flat Fee Realty
0/5
(No credible reviews)
Queen's Take
Flat Fee Realty is a licensed real estate company in Connecticut. A flat fee is required to list a property on the MLS in any of the 50 states. It provides a single MLS package with varying costs by state.
Flat Fee Realty provides a single MLS package with varying costs as per the state.
- Common Features: A listing term of 6 months with 6 photos is service included in the flat fee package. Your properties get syndicated to Realtor.com, Trulia, and Zillow. Free listing enhancements and state disclosures come as well.
👉 Additional Costs: Any changes you wish to make to your listing photos must be purchased separately. For $50, you can add up to 25 photos.
» What is Flat Fee Realty? Read this blog to know more about them.
Flat Fee Realty is a great flat fee MLS substitute where it provides direct services.
- Changes Made Simple: You can freely adjust your status and price with Flat Fee Realty. They enable correcting any minor problems found after the listing becomes live.
- Market Exposure: Real estate listings appear on Zillow, Trulia, and Realtor.com. You can advertise your home on all the major websites you choose to reach the ideal purchasers.
- Free Disclosures: Similar to taxes, documentation is a crucial selling point. For all states, Flat Fee Realty provides free disclosures.
» Pros and Cons of Flat Fee Realty: Read the in-depth analysis of Flat Fee Realty before choosing them.
In our analysis, Flat Fee Realty has some significant red flags.
- Non-customizable Packages: The listing bundle offered by Flat Fee Realty does not allow any modification. The package’s one-size-fits-all design restricts the possibilities you can choose from.
- 0.25% Commission at Closing: At closing, Flat Fee Realty takes a commission of 0.25%. They claim the buyer agent is responsible for paying this, but the seller pays the entire commission.
Flat Fee Realty is an excellent choice if having a budget-friendly strategy is important to you. They do, however, charge more for optional enhancements like extra photographs.
» Flat Fee Realty Reviews: Read the customer review on Flat Fee Realty.
4. List With Freedom
4.1/5
(1849 reviews)
Queen's Take
ListWithFreedom offers affordable packages. However, additional services like showings and open houses come with extra charges. Often, these services cost much less.
ListWithFreedom gives you a choice of 3 Flat Fee plans.
- Gold Package – $149: This basic plan offers a 6-month listing term with 6 photos. For an extra price, you may add an online showing service, an open house, and a virtual tour
- Platinum Package – $195: This is simply the basic plan rebranded with 25 photos instead of 6 on the MLS.
- Platinum Plus – $295: With this plan, the listing term doubles. You get an online showing scheduler and maximum photo uploads. However, you must pay an additional 0.25% fee at closing.
👉 Pros and Cons of List With Freedom: Check out the pros and cons of List With Freedom.
ListWithFreedom offers the following benefits to home sellers.
- Refund Policy: You can request a refund if your home is not listed on the MLS within 14 days of placing your order.
- Market Exposure: Your listing gets syndicated to websites like Zillow, Trulia, Realtor.com, and major brokerages like Keller Williams and RE/MAX.
- Unlimited Listing Changes: You can make any changes to your listing without paying extra bucks.
ListWithFreedom has certain drawbacks that can derail a smooth sale.
- Hidden Costs: ListWithFreedom charges 0.25% at closing in addition to the upfront flat fee payment.
- Not for First-time Sellers: ListWithFreedom does not offer much assistance when actually required. New home sellers can find it difficult without the guidance of experienced real estate professionals.
- Limited Tech: ListWithFreedom’s technology is sub-par. They lack several key features such as offers platform, mobile app etc.
ListWithFreedom has a 4.1 out of 5 stars rating of 1,800+ reviews on Trustpilot.
» ListWithFreedom Reviews: Is List With Freedom worth it? Read our blog to find out.
5. I Sold My House
4.7/5
(60 reviews)
Queen's Take
We support iSoldMyHouse.com in the 8 states it operates in. We suggest buying the "Get Sold" plan if you reside in one of these states. More than six photos should be taken because they help sell your house.
iSoldMyHouse provides 2 packages:
- Get Listed – $299+: The package includes a listing term of 6 months with 6-10 photos.
- Get Sold – $399+: The package includes a listing term of 6 months with 25 photos.
» Is ISoldMyHouse Legit?: Read this blog to find out.
iSoldMyHouse.com is a good choice in the 8 states where it offers services.
- Experienced Broker: The owner of iSoldMyHouse, Kris Lippi is an experienced real estate broker. Kris is one of the few brokers with great expertise in For Sale By Owner MLS listings.
- Robust Customer Support: iSoldMyHouse has good reviews on trusted websites like Google and BBB.
» Pros and Cons of Homecoin: Read the in-depth analysis of Homecoin.
There are a few negatives with iSoldMyHouse.com
- Leads Sold to Local Brokers in 42 States and DC: iSoldMyHouse.com offers services in 8 states. In the remaining 42 states + DC, it sells your information to a local broker. Then, a local broker will contact you to list your property. You don’t get any listing assistance or customer care support in these 42 states + DC.
- Slow Listing & Time to Make Changes High: In the 42 states + DC where it does not provide its services, it sells your information to a local broker. Due to this your listing on the MLS and other FSBO paperwork gets delayed.
- Not 100% Online: iSoldMyHouse is low on tech. You have to review offers and manage inspections manually. It also does not offer a mobile app.
- Limited Coverage: I Sold My House currently serves in only 8 states. You will have to check if their packages are available in your area.
👉 iSoldMyHouse Review: Read a detailed review for iSoldMyHouse before investing.
We recommend iSoldMyHouse.com in the 8 states it covers. We suggest you buy the “Get Sold” plan if you reside in one of these states. Getting more than 6 photos is crucial because it helps to sell your house.
» ISoldMyHouse.com Reviews: Do consider reading these reviews before choosing ISoldMyHouse.
6. FSBO.com
2.7/5
(5 reviews)
Queen's Take
FSBO.com offers For Sale By Owner services, saving you money on costly commissions. They do not, however, directly list you on the MLS.
FSBO.com offers 2 packages for FSBO home sellers.
- Basic Package – $99.95: This is a basic plan where your property is listed on FSBO.com and Redfin for 6 months. You do not get MLS listing in this plan.
- MLS Package – $399.95: The package includes an MLS listing term of 6 months with up to 20 photos.
Additional Services
- Classic FSBO.com Yard Sign w/ Stand: $60
- Directional Arrow – For Sale By Owner: $12
- Open House Directional Arrow: $12
- Sign Riders: $12
👑 The Queen’s Take: FSBO.com offers For Sale By Owner services, saving you thousands on hefty commissions. However, they do not list you on the MLS directly. Instead, they connect you with a broker at the state level.
👉FSBO.com Pricing: Read to know more about FSBO.com pricing.
FSBO.com can be useful for experienced home sellers.
- Multiple Listing Categories: You get to highlight your listing in specific sections dedicated to foreclosure, pre-foreclosure, tax lien, or bankruptcy.
- User‑Friendly Interface: FSBO.com has a simple website that is easy to navigate. It has a basic interface that enables you to create your listing by adding relevant information.
👉 Pros and Cons of FSBO.com: Read the benefits and drawbacks of listing with FSBO.com.
In our research, we found some drawbacks of FSBO.com.
- Extra Charges for Listing Photos: If you want to add more than 20 photos to your listing, you have to pay extra fees of $50 to $60.
- Expensive à La Carte Services: For add-on services like e-lockbox rental and showing service you have to pay $150 and $75 respectively. These services are costly compared to other Flat-fee MLS service providers.
- Limited Tech: FSBO.com lacks automation features. You have to manage your listings on your own.
- No DIY Resources: FSBO.com does not provide any resources to enhance your listing experience.
FSBO.com has no reviews from credible sources.
» FSBO.com Reviews: Read to learn more about FSBO.com
7. Flat Fee Group
0/5
(No credible reviews)
Queen's Take
Flat Fee Group™ is a national association of the best flat fee brokers and REALTORS®. All brokers have been real estate agents for many years having closes thousands of deals. Click on your state and interview one of our independent brokers.
Flat Fee Group provides 3-4 packages that vary as per state.
Common Services: Your listing gets activated within 48 hrs with a listing term of 6 to 12 months. In the full-service package, you get broker assistance which is expensive.
» Flat Fee Group Reviews: Do consider reading these reviews before choosing Flat Fee Group.
Flat Fee Group is available in all the states.
- Package Customization: You can get your package customized for a small additional fee.
- State Disclosures: You get all the necessary contracts, forms, disclosures, and addenda you need from Flat Fee Group.
- Great Exposure: Flat Fee Group will list your home on sites like Zillow, Trulia, and Realtor.com.
» Pros and Cons of Flat Fee Group: Read the blog for an in-depth analysis of Flat Fee Group.
Flat Fee Group has certain red flags which can make your experience terrible.
- Not 100% Online: Flat Fee Group is not fully online. Therefore, the process becomes manual and time-consuming. You’ll be on your own to provide tours and interact with potential buyers.
- Extra Fees: The closing costs can vary significantly as per your state and the listing package you choose. You will have to budget for these costs if you do not want to be caught off-guard.
Flat Fee Group operates on the agent referral system. There are several flat-fee brokerages that it works with, and no two sellers will have the same experience.
» Flat Fee Group Reviews: Read the reviews on Flat Fee Group and choose accordingly.
Best Flat Fee MLS Listing Service Kentucky Near Me
There are over 500 regional Multiple Listing Sites in the USA. Here are a few in the Bluegrass State for FSBO home sellers.
- Flat Fee MLS Louisville: Get the most exposure for your home on the local MLS with flat fee MLS services in Louisville, KY. Rates range from $249 to $999.
Be careful, local KY Flat Fee MLS services have high hidden costs and sub-par technology! This can ruin your experience if you are a new FSBO seller.
How to List Without a Realtor in Kentucky?
Technically, only licensed real estate agents can list a property on the MLS. But with today’s technology, selling a house is easier than ever! To sell without a realtor you can opt for a Flat Fee MLS service and skip the heavy agent commissions.
List with a tech-backed Flat Fee Platform like Houzeo in 4 easy steps.
- Visit Houzeo to Register
- Enter your property info
- Purchase your preferred listing plan
- Complete the listing paperwork
👉 Houzeo is 100% online! Watch the video for more details.
How Much Do Kentucky MLS Listings Cost?
On average, you can expect to pay $199 to $1,900 for a Flat Fee MLS listing service in KY.
Flat Fee MLS Listing services allow FSBO sellers to list their property without paying the listing agent commission. You also have the option to choose from an à la carte menu of services as per your needs.
We have listed a few upgrades most FFM Sites provide for an additional fee.
- Yard Sign: $49- $150
- Additional Photos: $50
- Lockbox: $50- $250
- Broker Assistance: 0.25%- 0.75% at closing
KY Seller Closing Costs and Seller Disclosure
Closing Costs: Kentucky has the 8 to 10% highest closing costs in the USA. In Kentucky, the seller is responsible for both the seller’s agent and the buyer agent’s commission. Other closing costs in Kentucky are divided between both parties after negotiation.
Typical Seller’s Closing Costs in Kentucky include some of the following:-
- Attorney’s Fee: $150 – $500 per hour
- Escrow Fee: Spilt between buyer and seller
- Home Inspection Fee: $275 – $350
- Real Estate Broker Commission- 4%-6% Listing Agent Fee + 2%-3% Buyer’s Agent Fee
Seller’s Disclosure: A Kentucky home seller is required by law to disclose any defects and restrictions pertaining to their property. This includes everything from pest infestation to pending legal matters. You must disclose these issues before the closing to avoid disputes with your buyer.
Typical Seller’s Disclosure in Kentucky includes some of the following:-
- Lead Paint Disclosure
- Disclosure of Material Defects
Careful, Hidden Fees Ahead!
It is not all rainbows and unicorns with a flat fee MLS listing platform. Some of these services list the price as low as $99. This usually means you will be bombarded with hidden costs (not mentioned on the pricing page) during your closing process.
👉 Houzeo Kentucky Listing: Houzeo discloses all prices upfront so there are no surprises at closing!
Alternatives To Kentucky Flat Fee MLS Companies
We recommend flat fee services that offer a full-service upgrade for most Kentucky home sellers. But if you like keeping your options open, here are a few alternatives to Flat Rate MLS companies.
- Discount Realtors in Kentucky: Discount real estate brokers typically charge between 0.5%- 2% commission at closing. You get the services of a traditional broker for a discounted commission.
- Cash Home Buyers: Companies that buy houses for cash in Kentucky pay you upfront within 24- 48 hours. However, most cash buyers pay an average of 12% less than your expected home sale price.
- Sell to iBuyers: iBuyers like Opendoor and Offerpad, buy hundreds of homes in Lexington and other Kentucky markets. This can be a good option if you are trying to sell your home fast in Kentucky.
- Realtors in Kentucky: Kentucky Realtors will charge around 5% – 6% commission from the seller. However, if you are new to the real estate market it is likely you will need the guidance of a licensed real estate agent.
The Final Verdict
Selling your home will probably be one of the biggest financial decisions of your life. As the seller, you must pay the listing agent and the buyer agent’s commission. Flat Fee real estate brokers will help you save thousands in listing agent commissions.
We recommend Houzeo for most FSBO sellers in Kentucky. Houzeo’s user-friendly dashboard, combined with IntelliList Listing Management will help you navigate the tough real estate space with ease.
» Houzeo Reviews: Check out what FSBO sellers have to say about listing with Houzeo.com
Frequently Asked Question
What is a Flat Fee MLS?
Flat-fee MLS refers to the practice in the real estate industry of a seller entering into an "à la carte service agreement" with a real estate broker who accepts a flat fee rather than a percentage of the sale price for the listing side of the transaction.
Is Flat Fee MLS Legal?
Flat Fee MLS is legal all over the United States. In fact, the US Department of Justice just updated their bulletin highlighting the benefits of Flat Fee MLS for For Sale By Owner home sellers.
What is the difference between Flat Fee MLS and Traditional Agent?
A traditional broker commission model is usually 6% on closing, which is going to cost more for you as home seller. A Flat Fee MLS on the other hand, asks you a flat fee instead.
How much do Flat Fee services cost in Kentucky?
Flat Fee services in Kentucky could cost you around $299-$999.
What is for sale by owner contract?
An FSBO contract is a legally binding document used to buy and sell a house.
>> Click here to know Who draws up contract in for sale by owner?
Flat Fee Listing Services Near Me
| Region | Cash Home Buyers |
|---|---|
| Nationwide | MLS My Home | Brokerless | Fizber | Flat Fee Group | MLS My Home | Brokerless Inc | UnReal Estate |
| Near-Nationwide | List With Freedom | Homecoin | Flat Fee Realty | Buyself Realty |
| Northeast | Simple Choice Realty | Realmart |
| Midwest | Lake Country Flat Fee | Madcity Homes | Broker Direct MLS | Ohio Flat Fee MLS | Reozom | Flat Fee Pros | Kermath Realty | Modern Way Realty | Flat Fee MLS Realty | Circle One Realty | Congress Realty |
| South | FlatList.com | ListingSpark | Creek View Realty | Mr. Lister Realty | Mink Realty | List Now Realty | Listingly | Adams Family Real Estate | Simply List |
| West | Savvy Lane Reviews | Lowes Flat Fee Realty | By Owner Oregon | Home Savings Realty |
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